Royal Sundaram Family Plus Health Insurance Wordings
Claim Settlement Ratio | 92% |
Network Hospitals | 10,000+ |
Pre-existing Disease Waiting Period | 3 years |
Special Benefits | Modern Treatments Such as Bariatric Covered |
Starting Premium for Rs. 5 lakhs SI | Rs. 382/month |
Starting Premium of Rs. 5 lakhs SI | Rs. 382/month |
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Royal Sundaram Health Insurance Plan List
- Critical Illness (2)
- Family (12)
- Individual (8)
- Senior Citizen (1)
- Parents (2)
- Kids (1)
- Maternity (1)
- Woman (1)
Name of Plan | Sum Insured | |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Check Premium |
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years | 1 Lakh - 5 Lakh | Check Premium |
Family PlusMin: 91 Days; Max: No Limit | 2 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 Day; Max: 65 Years | 50,000 - 5 lakh | Check Premium |
Royal Sundaram Health Insurance Top Up List
- Critical Illness (1)
- Family (1)
- Individual (2)
- Senior Citizen (1)
- Top-up (1)
Name of Plan | Sum Insured | |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Check Premium |
4963 Royal Sundaram Cashless Network Hospitals in India
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FAQs on Family Plus Health Insurance Plan
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What are the limits on maternity coverage?
Up to two deliveries are covered under the plan and the limit per delivery is Rs. 50,000. New born baby cover would be available up to the base sum insured of the mother. Vaccination expenses of the new born baby would be covered for the first year up to a maximum of Rs. 10,000. Nutritional allowance for the mother would be available for up to Rs. 10,000.
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What is domiciliary hospitalisation?
Hospitalisation which is taken at home is called domiciliary hospitalisation. This type of hospitalisation is covered if the insured was in no condition to be moved to a hospital or if there was no hospital bed for accommodating the insured. Domiciliary hospitalisation is usually covered if such hospitalisation exceeds 3 days.
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Are there any premium discounts?
Yes, a discount of 15% on the premium is allowed if the insured lives in a non-metro city of India. Moreover, if a 2-year policy is bought, a discount of 7.5% is allowed and if a 3-year policy is bought a discount of 12% is allowed.
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What is the second opinion coverage?
The plan covers 11 critical illnesses. If the insured suffers from any of the covered illness, the plan arranges for a medical second opinion free of cost with the company’s empanelled doctors.
Claim Process at Royal Sundaram Health Insurance
Royal Sundaram Health Insurance Contact Details
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM