Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
Key Features:
  • Right Green Tick Covers Third Party Person
  • Right Green Tick Covers Third Party Property

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

​National Car Insurance Add on Covers

National General Insurance offers a diverse range of add-on covers that increases the coverage of your Private Car Package Policy and Standalone Own-Damage Private Car Policy. Besides expanding the policy cover it also enhances your claim amount. By paying a little extra premium you can avail these add-ons and enhance the protection for your car.

​National - 6 Important Add-on Covers For Your Car Insurance Policy

1. Zero Depreciation Cover

Depreciation lessens the value of your car, which ultimately reduces your coverage amount. However, with this zero depreciation add-on cover, you can get compensation for your default depreciation amount applied on all the parts of your car, other than tyre, tube and battery, where only 50% depreciation is exempted. This cover can get you an enhanced claim amount, but applicable only for cars up to 5 years of age.

2. Roadside Assistance Cover

The roadside assistance is an add-on cover that extends your policy coverage to support you in case your car breaks down or experiences any technical glitch anytime, anywhere It makes you get assistance from your insurer in several ways such as fuel delivery, towing service, battery jump-start assistance, and so on. You can prevent yourself from emergency discomfort by getting this add-on.

3. Consumables Cover

This consumable add-on cover helps you get compensation from your insurance provider for the amount of repair or replacement incurred due to damages sustained by the consumable parts of your car such as engine oil, nuts and bolts, screw, grease, etc. These types of coverage are generally not covered under the standard own-damage or comprehensive car insurance policy.

4. Return to Invoice Cover

With this Return to invoice add-on cover, if your car gets stolen or lost, then you will be entitled to receive original invoice value of your car which comprise registration charges and road tax of your car instead of only insured declared value (IDV), which is the present market value of your car after applying default depreciation with time. In simple terms, this cover compensates for the amount which comes as a difference between your car’s claim amount and its original purchase price, in case of a total loss.

5. Engine Cover

This is an add-on cover that offers compensation against the repair expenses incurred due to the damages suffered by the engine of your car or its gearbox parts or differential parts. With this add-on, you can cover any damage, which emerges due to entering of water in the engine, lubricating oil leakage, etc., which has the potential to even damage the engine.

6. No Claim Bonus (NCB) Cover

No Claim Bonus (NCB) is a reward in terms of discount, which you can gain by not making any claim in a policy term. This discount is accumulated with every claim-free year and is applied to the premium of your own-damage cover. However, you lose this NCB if you make even a single claim. To retain this NCB cover, you can buy a No Claim Bonus (NCB) add-on cover with the payment of an additional premium amount. This will make your NCB unaffected and continue to benefit you even after making a claim in the policy term.

Must Read Articles before buying National Car Insurance

National Car Insurance User Reviews

Write your review
What users are saying
  • All
  • Add On
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    By Bahani Khan
    On: February 25, 2022
  • Learned about claim settlement

    I did not know how the claim settlement works. I visited Insurancedekho and learned everything. Then I made a claim under my National car insurance policy for my Honda CR-V and it got settled instantly.

    By Debesh Roy
    On: December 21, 2020
  • Best Insurance Company in term...

    My experience has been simply WOW with National insurance. The claim department was really helpful in the settlement and was polite and respectful which I was not expecting from the govt. company.

    By Ekta Gupta
    On: September 10, 2020
  • Timely settlement of claim

    I recently made a claim under my National car insurance policy that I purchased for my Volkswagen Polo car. The claim settlement process was smooth, hassle-free, and timely. I thank InsuranceDekho’s team for the help.

    By Suman Pande
    On: July 10, 2020
  • Easy to make claim

    InsuranceDekho helped me in making a claim last month under my National car insurance policy that I purchased for my Maruti Suzuki Ciaz car. I am really thankful to the staff.

    By Jai Aneja
    On: July 9, 2020
  • Secured payment gateway at In...

    I purchased a National car insurance policy from InsuranceDekho for my Hyundai Verna car. It was easy to buy policy at the portal and I paid online via secured payment gateway.

    By Naresh Nangia
    On: July 3, 2020
  • Ease of payment

    I purchased a National car insurance policy for my Honda WRV car at an affordable premium from InsuranceDekho. The portal offered me easy payment options and I paid through a secured payment gateway.

    By Shivani Joshi
    On: July 2, 2020
  • Got policy documents on time

    I purchased a National car insurance policy for my Honda jazz car from InsuranceDekho last month. I appreciate their process as I got my policy documents on time.

    By Priya Grover
    On: June 26, 2020
  • Many quotes for car insurance

    InsuranceDekho offers a great number for car insurance policies of which I chose National policy for my Maruti Suzuki Brezza car. The policy is high on benefits and yet is affordable.

    By Karan Talwar
    On: June 25, 2020
  • Excellent customer support

    The support team at InsuranceDekho is highly professional. It has members with experience and qualification who assisted me a lot to avail National Insurance and to secure Tata Tigor EV car.

    By Avinash Dixit
    On: June 3, 2020

223 National Cashless Garages in India

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

National Car Insurance Contact Details

For any assistance or query, call us on

Car Insurance News

Calculate your Car IDV

Cashless Garages in Popular Cities

CityNo of Garages
View All
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.