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Digit Car Insurance Add-On Covers

Add-on covers help enhance the coverage and protection of your car against uncertainties for an extra premium. Digit General Insurance offers a wide range of add-on covers that can be easily availed with a comprehensive car insurance policy. Although purchasing add-on covers is not mandatory while opting for them with a standard comprehensive policy is highly recommended.

Digit - 7 Important Add-on Covers For Your Car Insurance Policy

1. Consumable Cover

Consumables like AC gas, screw, engine oil, nut, etc are covered under this add-on. This cover also indemnifies replacement costs of the consumables based on the assessed damage.

2. Zero/Nil Depreciation cover

This add-on bears the depreciation and replacement expenses of parts of your car damaged in any mishap. It gives you the depreciation amount based on the assessed damaged parts which are only applicable in the event of partial loss of your vehicle. Zero Depreciation cover also allows policyholders to enjoy higher claims during claim settlements as it exempts them from bearing the liability of depreciation of their car.

3. Engine And Gear Box Protect

This add-on is intended to cover the internal engine parts or gearbox if they suffer damage or require repairs due to water ingression, leakage of lubricating oil as well as undercarriage damage.

4. Breakdown Assistance

Under this add-on cover you will be given protection if your car has a flat battery, vehicle keys are lost, flat tyre, minor repairs, medical-coordination in case of an accident, fuel assistance as well as taxi and accommodation benefits during car breakdown.

5. Car Tyre Protect

Purchasing the Tire Protection add-on cover means that the company will reimburse the cost of replacing a damaged tyre, labour charges for refitting of the tyre as well as charges towards wheel balancing.

6. Return To Invoice

In case your vehicle is stolen or completely damaged, this add-on cover will refund the cost for a new vehicle with an identical or almost equivalent model, features and specification of the insured vehicle. If such an equivalent vehicle is not available then you will be reimbursed to 105% of the cost of the insured vehicle.

7. Daily Conveyance Benefit

This add-on cover will compensate for your transportation cost when the insured car is not available during the repair period. They will provide a standby vehicle, or a fixed allowance per day or provide coupons from cab booking apps.

Must Read Articles before buying Digit Car Insurance

Digit Car Insurance User Reviews

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What users are saying
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  • Quick and Efficient Claims Pro...

    When I bought the Digit Car Insurance Policy for my Ford car, I felt that InsuranceDekho's comprehensive insur...

    By Tanmay Roy
    On: October 23, 2023
  • Responsive Support from Custom...

    I had questions while using the premium calculator, and InsuranceDekho's support team was incredibly respons...

    By Ananya Yadav
    On: October 6, 2023
  • Comprehensive Protection, Comp...

    While purchasing the Digit Car Insurance Policy I found comprehensive protection with InsuranceDekho, and it...

    By Sakshi Sah
    On: September 27, 2023
  • Excellent Support During Renew...

    The support I received from InsuranceDekho's team during my Digit Car Insurance Policy renewal was excellent...

    By Manoj Tyagi
    On: September 25, 2023
  • Reliable and Dependable Claims...

    I had to file a claim for the Digit Car Insurance Policy that I undertook for my Skoda car and must say that...

    By Harsh Mehta
    On: September 21, 2023
  • Protection Against the Unexpec...

    InsuranceDekho's own damage coverage along with the Digit Car Insurance Policy provides essential protection...

    By Vihaan Chopra
    On: September 18, 2023
  • Excellent Support and Guidance

    The support and guidance provided by InsuranceDekho's premium calculator were excellent. It made the insuran...

    By Subodh Bhatt
    On: September 14, 2023
  • Transparent and Fair Claims Se...

    I bought the Digit Car Insurance Policy for my Hyundai car. And was happy to see that the claims settlement ...

    By Amal Ahmed
    On: September 12, 2023
  • Reliable Reminder System

    I appreciate the reliability of InsuranceDekho's renewal reminder system. I can trust that I'll be reminded ...

    By Manas Chitkara
    On: September 5, 2023
  • Peace of Mind on the Road

    Knowing I have access to a network of Cashless Garages provided by InsuranceDekho gives me peace of mind whi...

    By Bhavna Bist
    On: September 1, 2023

414 Digit Cashless Garages in India

Insurance Products by Digit General Insurance

Digit Car Insurance Add-On Cover FAQs

  • What type of add-on covers are provided by Digit car insurance plans?

    Digit car insurance plans are available with different add-on covers which comprise consumable cover, zero depreciation cover, breakdown assistance cover, return to invoice cover, engine and gearbox protection, car tyre protection cover, and daily conveyance benefit.

  • When can I opt for the add-on covers to include in my car insurance policy?

    You can purchase an add-on cover either during the time of car insurance policy purchase or renewal of your car insurance policy.

  • Is it mandatory to buy the add-on covers for the car insurance policy?

    No, it is not compulsory to purchase an add-on cover and to include it in your car insurance policy. It is designed to increase the coverage of your insurance plan, hence, if you feel that your insurance plan’s coverage is less, then only you should choose an add-on cover.

  • Do I need to pay more to include an add-on cover in my insurance plan?

    Yes, you will have to pay for an additional premium cost, in addition to the premium for your base plan coverage, to buy and avail an add-on insurance cover.

  • Is there any limit to include add-on covers in the car insurance policy?

    No, there is no limit specified to add add-on covers in the car insurance policy and you can opt for as many add-on covers as you wish.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.