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What is Liver Disease?

Liver disease is a critical illness that leads to liver inflammation which adversely affects the normal functioning of the liver. There are many causes of Liver Disease, some of which include genetic causes, hepatitis, cancer and other common factors such as heavy substance abuse, specific medications, etc.

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Liver disease is also known as hepatic disease. It is a state that leads to liver inflammation which adversely affects the normal functioning of the liver. Gradually, liver problems can even lead to scarring, which can ultimately cause liver failure, a fatal condition. However, with the right treatment, the liver can recover in time.

Liver Disease

Causes of Liver Disease

There are many causes of Liver Disease. These causes are listed below:

1. Genetic Causes

Inheriting an irregular gene by either of the parents or both can give rise to a variety of substances growing in your liver, leading to liver problems. Liver diseases that are inherited genetically includes:

  • Hereditary Hemochromatosis
  • Alpha-1 Antitrypsin Deficiency
  • Wilson’s Disease

2. Hepatitis

Hepatitis is a liver inflammation that is brought about by a virus, and in some cases by specific medical prescriptions or toxins like alcoholic substances. There are four primary kinds of hepatitis viruses, namely,

  • Hepatitis A
  • Hepatitis B
  • Hepatitis C
  • Hepatitis D

3. Cancer

It is a type of cancer that starts in your liver cells or on it. The major risk factors of Liver Cancer are hepatitis, alcohol, and diabetes. It includes,

  • Cholangiocarcinoma
  • Hepatocellular carcinoma
  • Liver adenoma

4. Other Common Factors

Additionally, other common factors that may increase the chances of liver disease are:

  • Heavy Substance abuse
  • Specific medications
  • Accumulation of fat in the liver
  • Herbal Compounds

Symptoms of Liver Disease

Liver diseases at times do not show any specific signs or symptoms. However, if they do appear some of the noticeable symptoms of liver disease may be seen in the form of:

  • Itchy Skin
  • Loss of appetite
  • Abdominal pain
  • Jaundice
  • Weakness
  • Loss of weight
  • Nausea
  • Vomiting
  • Easily bruised
  • Dark color urine

Prevention of Liver Disease

Some of the ways to prevent liver disease are listed below:

  • Limit Alcohol Consumption- To prevent the risk of acquiring liver disease it is of extreme importance to limit your daily alcohol intake. For adults, high-risk drinking is more than 15 drinks in a week for both men and women.
  • Follow A Balanced Weight- It is important to maintain your weight as obesity might lead to fatty liver disease.
  • Get Vaccinated- If the risk of contracting hepatitis B is high then get timely and proper vaccination against the hepatitis B virus.
  • Proper Use of Medications- There are many drugs that can behave as liver toxins if they are consumed excessively which includes, acetaminophen, seizure prescriptions, tuberculosis medicines, and specific types of cholesterol reducers. Also, do not consume alcohol and medicines together.
  • Proper Hygiene Check- Use gloves while touching or removing the blood from objects like linens, tampons, bandages. Also, avoid accidental or used needle sticks as there are high chances of spreading hepatitis viruses with them.

Health Insurance Plans for Liver Disease

There are many critical illness insurance policies offered by different insurance companies that can safeguard individuals who get diagnosed with a fatal disease such as liver disease or liver cancer. These insurance policies are specifically designed to offer financial assistance at the time of a medical emergency by paying the policyholder the entire sum insured. Besides liver disease, a critical illness policy generally provides coverage for cancer, loss of speech, blindness, lung failure, and so on. There are numerous health insurance companies in India that provide Critical Illness policies for liver disease at a nominal premium amount. Some of the major critical illness policies include HDFC Ergo Critical Illness Insurance Plan, Max Bupa Criticare Insurance Policy and Care Assure Plan by Care Health Insurance. All of the aforementioned policies can be purchased from a single platform i.e InsuranceDekho at just a click.

Why Choose InsuranceDekho to buy a Health Insurance Plan for Liver Disease?

InsuranceDekho is the first preference for a lot of policy buyers to purchase a Critical Illness Insurance Plan online. The platform provides the users with a smooth, quick, and easy buying process that can be done within a few seconds. Besides, there are numerous other benefits as well that the InsuranceDekho platform offers, some of them are listed below-

  • Quick issuance of the Critical Illness Plan
  • Complete assistance even after health policy issuance
  • Availability of premium calculator tool is available free of cost for quick calculation of the premium amount.
  • User-friendly and knowledgeable customer care executives

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FAQ About What is Liver Disease?

  • What is the critical illness insurance cover for liver diseases?

    There are many reasons due to which the liver may get completely damaged and it may be impossible to reverse the damages. A reliable critical illness insurance plan covers you against the expenses incurred on the treatment in such conditions. 

  • How do critical illness plans for liver diseases work?

    On the first diagnosis of liver disease(s), a critical illness insurance plan for liver diseases provides you with a lump sum amount as per the terms and conditions of your policy. You can use this sum as per your choice. For instance, for paying off debts if any, recuperation expenses, getting treated outside India, etc. 

  • How to buy critical illness cover for liver diseases?

    To buy critical illness cover for liver diseases at InsuranceDekho, please follow the steps below:

    • Visit the website and click Health. 
    • Select Gender and fill your Name and the Mobile Number. You will receive an OTP on the number you entered. Enter that. 
    • Select the time when you wish to buy the policy. Click on ‘View Instant Quotes’. If you want to add family members along with yourself in the policy, then add them and select their age. Then click ‘Continue’. 
    • Enter your Email ID and City and then click on the ‘Submit and View Quotes’ button. Select an insurance policy from several quotes on your screen as per your budget and other requirements. 
    • Select the policy term for the shortlisted critical illness insurance policy and enter the required details. Pay health insurance premium online.
  • Why is the critical illness plan for liver diseases important?

    Treatment for liver diseases costs huge. But a reliable critical illness insurance policy not only covers you against these expenses, but allows you to use the money as per your convenience as well. It offers you more than hospitalisation expenses and hence, it is important to buy one. 

  • Why should I buy a critical illness insurance plan for liver diseases?

    Critical illness plans for liver diseases take care of the funds required at the time of treatment of liver disease while letting you concentrate completely on your health. It also provides monetary support to our family while you avail of the treatment. Under a critical illness plan, you can also seek cover for other illnesses such as coma, kidney failure, heart attack, etc. 

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