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ICICI Lombard Complete Health Insurance Wordings

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Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.80%
Network Hospitals9,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

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ICICI Lombard Complete Health Insurance Brochure

  • 1.95 MB
  • PDF Document
  • Apr 05, 2019

ICICI Lombard Health Insurance Plan List

  • Critical Illness (1)
  • Family (3)
  • Maternity (2)
  • Parents (2)
  • Senior Citizen (3)
  • Woman (2)
  • Individual (3)
  • Kids (2)
Name of PlanSum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Health AdvantEDGE Check Premium
Complete Health InsuranceMin: 3 Months; Max: No Limit5 Lakh Check Premium
Health BoosterMin: 3 Months; Max: No Limit5 Lakh Check Premium
Smart Super Health PlanMin: 91 Days; Max: 65 Years5 Lakh Check Premium
Corona Kavach PolicyMin:1 Day; Max: 65 Years50,000 - 5 lakh Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Check Premium
Personal ProtectMin: 18 years; Max: 65 years3 Lakh - 25 Lakh Check Premium

ICICI Lombard Health Insurance Top Up List

  • Family (1)
  • Individual (1)
  • Kids (1)
Name of PlanSum Insured
Health BoosterMin: 3 Months; Max: No Limit5 Lakh Check Premium
Healthcare Plus PolicyMin: 5 years; Max: 65 years3 Lakh - 10 Lakh Check Premium

4280 ICICI Lombard Cashless Network Hospitals in India

FAQs on Complete Health Insurance Health Insurance Plan

  • What is the maximum age for buying a complete health insurance plan?

    There is no maximum entry age to buy Complete Health Insurance plan. However, there are some conditions such as if the applicant is more than 46 years of age, he or she has to undergo medical tests.

  • Does the plan cover wellness and preventive healthcare expenses?

    All the expenses pertaining to routine health checkups and for other wellness and fitness activities are reimbursed under the plan.

  • Will investing in this policy bring any tax benefit for me?

    Yes. If you make the payment of premium by any mode other than cash for this health insurance policy, you get eligible for relief under Section 80D of the Income Tax Act 1961.

  • Does complete health insurance plan offer critical illness cover?

    Under this plan, you can opt for critical illness cover covering specified critical illnesses/medical procedures like cancer of specified severity, first heart attack of specified severity, open chest CABG, stroke resulting in permanent symptoms, permanent paralysis of limbs, kidney failure, etc.

  • What is the eligibility criteria for having this policy?

    If you are above 18 years of age, you can buy the Complete Health Insurance policy for yourself and your family members, children and parents. You can also buy an individual policy for your child, but he or she should be more than 6 years of age and under family floater, your child can be covered if he or she is more than 3 months of age.

  • What is reset benefit?

    This benefit offers option to reset up to 100% of the sum assured once in a policy year in case the sum assured in that policy year has exhausted. This reset benefit is provided under certain conditions: 1)The reset amount can be used for all the future claims within that same policy year and cannot be carried forward. 2)The reset amount is not related to the illness/disease/injury for which a claim has been paid in that policy year for the same person. 3)For individual policy, the reset is available on an individual basis and for floater, it is available on a floater basis.

  • Is there any new born baby cover offered under ICICI Lombard Complete Health Insurance Policy?

    The new born can be covered under this policy during hospitalisation for a maximum period of up to 91 days from the date of birth of the child. This cover will be provided only if maternity cover is opted.

  • Is there any option for hospital daily cash in this policy?

    You will be paid a certain amount for each and every completed day of hospitalisation (as per plan chosen). This benefit will be paid only if your hospitalisation is at least for a minimum of 3 consecutive days and subject to maximum of 10 consecutive days.

  • What is the waiting period for pre-existing disease coverage?

    Pre-existing conditions/diseases are covered immediately after 2 years of continuous coverage under the policy.

  • What is the toll-free number where I can get detailed information regarding ICICI Lombard Complete Health Insurance Plan?

    You can get all your queries, pertaining to the ICICI Lombard Complete Health Insurance Plan resolved by contacting insurancedekho at toll-free number 1800-120-5698 or you can even contact ICICI Lombard 24x7 customer support at 1800 2666.

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Claim Process at ICICI Lombard Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ICICI Lombard Health Insurance Contact Details

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