Dhfl Comprehensive Bike Insurance Policy
- No Inspection Needed
- Immediate Policy Issurance
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Select your Two wheeler brand
- Hero
- Honda
- TVS
- Bajaj
- Yamaha
Which city is your Two wheeler registered in?
- Ahmedabad
- Bangalore
- Chandigarh
- Chennai
- Gurgaon
When did you buy your Two wheeler?
DHFL Comprehensive Two-Wheeler Insurance Policy
DHFL General Insurance has designed a cost-effective solution to protect its policyholders from the uncertainties of life through its bike insurance policies. DHFL comprehensive bike insurance policy effectively shields the policyholders from expenses due to the third party liabilities and damage to the insured’s bike. It instils a sense of financial security in the policyholders.
DHFL Comprehensive Bike Insurance vs Third Party Bike Insurance
Parameters | Comprehensive Bike insurance | Third Party Bike insurance |
Coverage | It provides coverage for the financial and legal obligations to the third party as well as own damage to the insured’s bike. | Third party bike insurance policy covers only the third party liabilities of the insured’s bike. |
Add-ons | A wide range of add-on covers is available along with a comprehensive bike insurance policy. | It does not come with the availability of any add-on cover. |
Cost | The premium of the comprehensive policy is relatively higher as it provides extensive coverage to the policyholders. | The premium of the third party policy is relatively lower due to its limited coverage. |
What All is Covered Under DHFL Comprehensive Bike Insurance Plan?
DHFL comprehensive bike insurance policy provides coverage for the following aspects:
- Third party liabilities: The DHFL comprehensive bike insurance policy provides financial assistance to the policyholders for any third party damage, loss or injury caused by the insured’s bike. Any bodily injuries, permanent disability, death and property damage of the third party get covered by the insurer.
- Own damage caused by natural calamities: The damage caused to the insured’s bike due to any natural calamities such as flood, earthquake, landslide etc. is covered by the insurer.
- Own damage caused by man-made disasters: The insurer provides compensation for damage to the insured’s bike due to riot, strike, fire, terrorist activities or any such man-made disasters.
- Theft: The theft or burglary of the insured’s bike is covered under the DHFL comprehensive bike insurance policy.
What All Is Not Covered Under DHFL Comprehensive Bike Insurance Plan?
DHFL comprehensive bike insurance policy does not provide coverage for the following.
- Normal wear and tear
- Mechanical or electrical breakdown
- Any damage caused due to contractual liability
- Driving without a valid licence
- Driving under the influence of alcohol or intoxicating drugs.
- In case of willful negligence
- Damage occurred during war, nuclear risk, mutiny rebellion or any such situation.
Benefits of DHFL Comprehensive Bike Insurance
DHFL comprehensive bike insurance plan provides several benefits to the policyholders which are discussed below:
- Provides financial support to deal with third party liability and own damage expense
- Swift purchasing option through the official website
- Avail a variety of add-on options to stretch coverage
- Free repair and replacement service in the cashless garages spread all over India
- Active helpdesk service
- Swift and easy claim settlement process.
Explore Dhfl Bike Insurance
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2 Dhfl Cashless Garages in India
DHFL Comprehensive Bike Insurance FAQs
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What are the discounts offered on the premium by DHFL comprehensive bike insurance policy?
DHFL comprehensive bike insurance policy offers the following discounts on the premium amount.
- Voluntary deductible
- Discount for anti-theft device
- No Claim Bonus can be availed (if you do not make a claim during the policy period)
- Automobile Association discount
- Up to 38% discount on premium for a long term policy
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How can I customize the DHFL comprehensive bike insurance plan?
You can customize the DHFL comprehensive bike insurance plan in the following ways:
- By opting for add-on covers as per your preference to stretch the coverage
- By opting for the desired tenure of the policy.
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When can I opt for the add-on covers along with the DHFL comprehensive bike insurance policy?
You can choose the add-on covers as per your preference and add it to your DHFL comprehensive bike insurance policy at the time of purchase, in the middle of the tenure and at the time of renewal of the policy.
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Does DHFL comprehensive bike insurance provide coverage for the bike in transit?
The DHFL comprehensive bike insurance provides coverage for damage which occurs while the bike is in transit. This includes transit by air, road, waterway, elevator, etc.
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