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Navi Comprehensive Two-Wheeler Insurance Policy

Navi General comprehensive bike insurance policy offers an extensive coverage for bikes and scooters to its policyholders. The policy covers legal and financial liabilities that an insured person may have incurred towards the third party as well as own-damages expenses incurred by the insured vehicle. Navi General is a leading insurance company providing comprehensive bike insurance policy to the policyholders with the best services at the best prices.

Navi Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

It gives coverage for financial liabilities towards the third party and coverage for own-damage expenses caused due to accident, theft, natural calamity, man made calamity and so on.

Third party bike insurance plans give coverage against the financial and legal liabilities incurred towards the third party in case of an accident with your bike.



Add-on

The coverage of the bike insurance policy can be extended by including several add-on covers available along with the comprehensive bike insurance policy.



No add-on covers are available to be used along with the third party insurance plan.



Cost

The comprehensive bike insurance policy is relatively high-priced as it provides an extensive policy coverage to the policyholders.



The third party policy is available at a reasonable and affordable rate due to its limited policy coverage.

What All is Covered Under Navi Comprehensive Bike Insurance Policy?

Navi two-wheeler insurance policy offers a wide coverage to keep you secured against various incidents which could incur damage or loss. This plan gives coverage for both ‘Third party’ and Own-Damage. Navi comprehensive bike insurance offers coverage to policyholders for the below given aspects:

  1. Third Party Liabilities: The insurance provider gives coverage to its policyholders against financial liabilities of any damage or injury incurred by the third party due to an accident with the insured’s bike. The insurance company offers compensation for bodily injuries, death, permanent disability and property damage of the third party.
  2. Own-Damage caused by natural calamities: Any damage caused to the bike or scooter of insured due to any natural calamities such as earthquake, flood, landslide, and so on, is covered under the Navi comprehensive bike insurance policy.
  3. Own-Damage caused by man-made disasters: The insurance company offers coverage for any damage incurred by the bike of the insured person due to man-made disasters such as terrorist activities, riot, fire, strike, and so on.
  4. Own-Damage caused by accident and theft: The damage or loss sustained by the bike or scooter of the insured person due to accident or theft or burglary gets covered by the insurance provider.

What All Is Not Covered Under Navi Comprehensive Bike Insurance?

Navi comprehensive bike insurance policy does not provide coverage for the following.

  • Normal wear and tear
  • In case of willful negligence
  • Driving without a valid licence
  • Mechanical or electrical breakdown
  • Any damage caused due to contractual liability
  • Driving under the influence of alcohol or intoxicating drugs.
  • Damage occurred during war, nuclear risk, mutiny rebellion or any such situation.

Benefits of Navi Comprehensive Bike Insurance

A comprehensive two-wheeler insurance policy is way more beneficial in comparison to any other bike insurance plan. A policyholder with a comprehensive policy of Navi General Insurance enjoys the following benefits:

  • Easy to reach customer care assistance
  • Simple and swift claim settlement process
  • Online facility to buy a policy in just a few minutes
  • Wide range of add-on cover options for extensive policy coverage
  • The insurer compensates for third party liability and own damage expenses
  • Cashless repair and replacement service with 1,100+ network garages across India

Must Read Articles before buying Navi Bike Insurance

Navi Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Excellent Services

    I am so thankful to InsuranceDekho for their excellent service in managing the entire process of my insurance claims. My brother also availed of their services and bought Navi Bike Insurance. He is very satisfied with their support. I genuinely recommend InsuranceDekho to everyone!

    S
    By Shalini Bhadana
    On: June 6, 2024
  • It gives me a reminder.

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    S
    By Sanju Mehra
    On: February 10, 2023
  • Insurance within budget

    I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.

    B
    By Bhupen Anand
    On: February 3, 2023
  • The best coverage offer plans

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    O
    By Ojas Kapoor
    On: January 23, 2023
  • The best coverage offer plans

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    O
    By Ojas Kapoor
    On: January 19, 2023
  • 7 days availability

    I recently bought the Navi bike insurance plan for my Suzuki Gixxer SF 250 from the InsuranceDekho website. They are available on all 7 days of the week. I bought it on a Sunday and I could buy it without any complications and issues although it was a Sunday.

    R
    By Ribhu Shrivastava
    On: July 1, 2022
  • Offers the best coverage

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    O
    By Ojas Sharma
    On: June 27, 2022
  • Timely reminders

    The procedure of purchasing a plan is so uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    K
    By Karan Mehra
    On: June 27, 2022
  • Pocket-friendly plans

    The InsuranceDekho website has a variety of plans with affordable prices. I recently bought the Navi bike insurance plan for my Yamaha FZ X. The plan is good enough and fits my budget easily. I am happy with my purchase and would recommend this to all those looking for a good bike insurance plan.

    A
    By Aman Marwah
    On: May 6, 2022
  • The website has a very helpful...

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    S
    By Sanju Mehra
    On: March 21, 2022

Navi Comprehensive Bike Insurance FAQs

  • What coverage is offered under Navi Comprehensive Bike Insurance Policy?

    If you have the Navi Comprehensive Bike Insurance Policy, you will get coverage for the loss or damage incurred by the insured bike and financial liabilities towards the third parties. However, by paying a little extra premium you can get some add-ons like personal accident cover for owner-driver, etc.

  • Does Navi Comprehensive Bike Insurance Policy offer any discount to policyholders?

    Yes, you can get different types of discounts under Navi Comprehensive Bike Insurance Policy such as Voluntary Excess Discount, Automobile Association Membership Discount, Anti-Theft Device Discount, Direct Discount, Family Fleet Discount, and Loyalty Discount. In addition to these, you can also earn No Claim Bonus with every claim free year.

  • What are the add-on covers available under Navi Comprehensive Bike Insurance Policy?

    The Navi Comprehensive Bike Insurance Policy has got multiple of add-on covers which include Zero Depreciation Cover, New Vehicle for Old Vehicle, NCB (No Claim Bonus) Secure, Consumable Expenses Cover, Engine Protector Cover, Accidental Hospitalisation Cover, Hospital Cash Cover, Enhanced Owner Personal Accident Cover, Enhanced Pillion Rider Personal Accident Cover, EMI Protector Cover, Outstanding Loan Protector, and Roadside Assistance Cover.

  • How can I use roadside assistance add-on cover in case of sudden breakdown of the bike?

    In case of a sudden breakdown of your bike or scooter anywhere anytime, you can get in touch with the team of Navi General Insurance to seek road assistance by just calling at the toll-free number 1800-123-0004.

  • How can I buy a Navi General comprehensive bike insurance policy?

    You can purchase the Navi General comprehensive bike insurance policy by following the ways given below:

    • Through the website of Navi General Insurance
    • By calling at their toll free number - 1800-123-0004
    • Visiting the nearest branch Navi General Insurance.
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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.