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Navi Standalone Own-Damage Bike Insurance Policy

Insurance acts as a layer of protection for both the two-wheeler and the insurance holder. Since being on the road comes with certain inescapable risks the insurance is a good option to stay protected. It is sure to provide both you and your loved ones peace of mind. The insurance will provide compensation to the insurance holder in case of a mishap and thereby provide financial stability in a crisis situation. An own damage cover will take care of the own damage costs of the two-wheeler in the event of a mishap. Moreover, the cover provides this coverage for many different possible situations such as natural or manmade disasters, cases of theft, vandalism, road accidents and fires. When paired with third party insurance which is compulsory it is sure to give you all-around protection from the risks of the road.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Navi Third Party Insurance

Navi Standalone Own-Damage Insurance

Navi Comprehensive Insurance

Coverage

Navi third party insurance for two-wheelers will take care of third party liabilities in case of a mishap. This comprises bodily injuries, death and property damage. The highest compensation for property damage offered is Rs 1 Lakh.

Navi standalone own-damage insurance for two-wheelers will take care of the own damage costs in the event of a mishap. Additionally, the coverage offers compensation in a variety of situations including road accidents, theft etc.

Navi comprehensive insurance plans for two-wheelers will take care of both own damage costs and third party insurance in the event of a mishap. Moreover, it is all under a single premium and you can purchase a personal accident cover with it.

Add-ons

Navi General Insurance does not offer add-on covers with third party insurance.

Navi General Insurance offers several add-on covers with standalone own-damage covers.

Navi General Insurance offers several add-on covers with comprehensive insurance plans.

Cost

Navi third party insurance covers for two-wheelers is their most inexpensive insurance cover as it offers basic and compulsory coverage.

Navi standalone own-damage covers for two-wheelers is more expensive than third party insurance as it offers better coverage to the insurance holder.

Navi comprehensive insurance plans for two-wheelers are more expensive because they take care of both own damage and third party liabilities under a single premium.

What is Covered Under a Navi Standalone Own-Damage Policy?

Following are the aspects that are covered under a Navi standalone own-damage two-wheeler insurance policy:

  • Road accidents that damage the two-wheeler.
  • Explosions or fire that damage the two-wheeler.
  • Total loss or cases of theft of the two-wheeler.
  • Manmade or natural calamities that damage the two-wheeler.

What is Not Covered Under a Navi Standalone Own-Damage Policy?

Following are the aspects that are not covered under a Navi standalone own-damage two-wheeler insurance policy:

  • A mechanical or electrical failure of the two-wheeler.
  • Illegal driving involving the two-wheeler that leads to damage.
  • Wear and tear of the two-wheeler.
  • Damage caused to the two-wheeler outside India.

Benefits of United India Standalone Own-Damage Policy

Following are the benefits of purchasing a Navi Two-Wheeler Insurance Policy:

  • In case of a mishap, the own damage costs will be taken care of by the insurance provider.
  • No Claim Bonus is offered to the policyholder for every claim-free year.
  • Add-on covers are available with the own-damage covers to further enhance the policy.

How To Purchase a Navi Standalone Own-Damage Policy?

Following are the steps you need to take to purchase a Navi Two-Wheeler Insurance Policy:

Step 1: Go to the InsuranceDekho website. Next, select the two-wheeler insurance tab from the top left corner of the page.

Step 2: You will need to enter the two-wheeler’s registration number. In case you do not have it, enter the make, model and year of registration of the two-wheeler instead.

Step 3: Next you will need to provide your name and mobile number in the given section. After all the required information has been provided select the ‘Submit and Get Quotes’ tab.

Step 4: Insurance policies in your category will be visible on the screen. Select the one offered by Navi General Insurance and any add-on cover you would like with it.

Step 5: make the payment for your Navi two-wheeler insurance policy and the insurance document will be sent to your registered email ID.

Must Read Articles before buying Navi Bike Insurance

Navi Bike Insurance User Reviews

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What users are saying
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  • Excellent Services

    I am so thankful to InsuranceDekho for their excellent service in managing the entire process of my insurance claims. My brother also availed of their services and bought Navi Bike Insurance. He is very satisfied with their support. I genuinely recommend InsuranceDekho to everyone!

    S
    By Shalini Bhadana
    On: June 6, 2024
  • It gives me a reminder.

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    S
    By Sanju Mehra
    On: February 10, 2023
  • Insurance within budget

    I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.

    B
    By Bhupen Anand
    On: February 3, 2023
  • The best coverage offer plans

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    O
    By Ojas Kapoor
    On: January 23, 2023
  • The best coverage offer plans

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    O
    By Ojas Kapoor
    On: January 19, 2023
  • 7 days availability

    I recently bought the Navi bike insurance plan for my Suzuki Gixxer SF 250 from the InsuranceDekho website. They are available on all 7 days of the week. I bought it on a Sunday and I could buy it without any complications and issues although it was a Sunday.

    R
    By Ribhu Shrivastava
    On: July 1, 2022
  • Offers the best coverage

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    O
    By Ojas Sharma
    On: June 27, 2022
  • Timely reminders

    The procedure of purchasing a plan is so uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    K
    By Karan Mehra
    On: June 27, 2022
  • Pocket-friendly plans

    The InsuranceDekho website has a variety of plans with affordable prices. I recently bought the Navi bike insurance plan for my Yamaha FZ X. The plan is good enough and fits my budget easily. I am happy with my purchase and would recommend this to all those looking for a good bike insurance plan.

    A
    By Aman Marwah
    On: May 6, 2022
  • The website has a very helpful...

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    S
    By Sanju Mehra
    On: March 21, 2022
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