Bajaj Allianz Own Damage Bike Insurance
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Bajaj Allianz Standalone Own-Damage Two-Wheeler Insurance Policy
Bajaj Allianz offers three types of insurance for two-wheelers. The Bajaj Allianz standalone-own damage two-wheeler insurance provides coverage for own-damage costs in case of a mishap for a number of scenarios including road accidents, theft, cases of vandalism, fires, explosions and any form of calamity. It is advisable to purchase standalone own-damage insurance for your two-wheeler along with third party insurance as it offers a wider coverage and the compensation will provide the insurance holder with financial stability in case of a mishap.
Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance
Bajaj Allianz Third Party Two-Wheeler Insurance
Bajaj Allianz Standalone Two-Wheeler Own-Damage
Bajaj Allianz Comprehensive Two-Wheeler Insurance
Bajaj Allianz third party insurance for two-wheelers covers third party liabilities in case of a mishap including bodily injuries, death and property damage. The compensation limit for property damage is Rs 1 Lakh.
Bajaj Allianz standalone own-damage two-wheeler insurance covers will compensate for the cost of damages to the two-wheeler in a wide variety of scenarios such as road accidents, natural calamities etc. Additionally, insurance holders also receive NCB for claim-free years.
Bajaj Allianz comprehensive two-wheeler insurance plans offer coverage for both third party liabilities and own-damage costs under a single premium. Furthermore, you can also purchase a personal accident cover for added protection, this is an optional add-on.
Bajaj Allianz third party two-wheeler insurance does not offer customers add-on covers.
Bajaj Allianz standalone own-damage two-wheeler insurance offers a number of add-on covers to their customers.
Bajaj Allianz comprehensive two-wheeler insurance offers customers several add-on covers to choose from.
Bajaj Allianz’s third party insurance offers the cheapest policy out of three as it provides basic coverage.
Bajaj Allianz’s standalone own-damage two-wheeler is more expensive than third party insurance as it offers greater coverage.
Bajaj Allianz’s comprehensive two-wheeler insurance is the most expensive of the three because it offers wider coverage taking care of both own-damage and third party liabilities under a single premium.
What is Covered Under a Bajaj Allianz Standalone Own-Damage Two-Wheeler Insurance Policy?
Following are features that are covered under Bajaj Allianz’s standalone own-damage two-wheeler insurance policy:
- Road Accidents such as collisions on the road that affect the two-wheeler.
- Damages to the two-wheeler due to fire or explosions.
- Vandalism of the two-wheeler
- Theft of the two-wheeler or cases of total damage.
- Damage caused to the two-wheeler by a natural or man-made calamity, such as cyclones.
What is Not Covered Under a Bajaj Allianz Standalone Own-Damage Two-Wheeler Insurance Policy?
The following are the aspects that are not covered under a Bajaj Allianz standalone own-damage two-wheeler insurance policy:
- If the two-wheeler breaks down due to a mechanical or electrical failure.
- Any mishap occurs that damages the two-wheeler involving illegal driving.
- Depreciation of the two-wheeler.
- Unfortunate incidents that occur outside the predetermined geographical boundaries mentioned by the two-wheeler insurance.
Benefits of Bajaj Allianz Standalone Own-Damage Policy
Following are the benefits of purchasing a Bajaj Allianz standalone own-damage two-wheeler insurance policy:
- Adds a layer of protection for the two-wheeler by compensation for damages in case of a fire, road accident, case of vandalism etc.
- The insurance company offers the policyholder No Claim Bonus (NCB) for every claim-free year. Moreover, the reward is cumulative.
- A number of add-on covers are available and can be purchased to further strengthen your standard two-wheeler insurance policy.
How To Purchase Bajaj Allianz Standalone Own-Damage Two-Wheeler Insurance Policy?
Follow the below-mentioned steps to purchase a Bajaj Allianz standalone own-damage two-wheeler insurance policy:
Step 1: Visit InsuranceDekho and click the ‘two-wheeler insurance’ tab. A drop-down menu will appear, select ‘Standalone Own-Damage’ from the available options.
Step 2: Provide your two-wheeler’s registration number or its make, model and registration year if you do not have the information with you.
Step 3: Enter your personal details including your name and phone number. After the required information is entered select ‘Submit and Get Quotes’.
Step 4: On your screen, all the quotes for standalone own-damage covers will be visible. Select the policy offered by Bajaj Allianz and any add-ons you want to purchase with it.
Step 5: Pay for your selected Bajaj Allianz standalone own-damage two-wheeler insurance policy and the policy document will be sent to your registered email ID.
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Must Read Articles before buying Bajaj Allianz Bike Insurance
- You might be looking for step by step process to check bike insurance expiry date online? Here it is.
- Read on to find out the features, benefits, and other policy details for Bajaj Allianz bike insurance insurance plans.
- On Indian roadways, two-wheelers are one of the most prevalent forms of transportation.
- A two-wheeler tops the convenience of a car on any given day when it comes to ease of commuting.
- Read this article to understand how you can claim your bike insurance at Bajaj Allianz online.
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