Digit Own Damage Bike Insurance

Digit General Insurance offers three basic types of insurance for two-wheelers to its customers, a standalone own-damage cover is one of them. This type of insurance cover will take care of the own-damage costs of the policyholder in the event of a mishap. Moreover, the cover offers compensation to the policyholder in a wide variety of situations including theft, vandalism, road accidents, fires, natural and manmade calamities. The standalone own-damage two-wheeler insurance cover is not compulsory however, the protection it offers to the rider in times of difficulty can make a significant difference by offering financial stability.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under a Digit Standalone Own-Damage Two-Wheeler Insurance Policy?

The Digit standalone own-damage two-wheeler insurance policy covers the following aspects:

• Accidents that occur due to collisions while riding the two-wheeler.
• Fires or explosions that cause damage to the two-wheeler in any way.
• Theft or total damage of the two-wheeler.
• Damages caused to the two-wheeler in the event of a natural or man-made calamity. Eg: floods

What is Not Covered Under a Digit Standalone Own-Damage Two-Wheeler Policy?

The Digit standalone own-damage two-wheeler insurance policy does not cover the following aspects:

• Electrical or mechanical failures of the two-wheeler.
• Any mishap that somehow involves illegal driving and damages the two-wheeler.
• General wear and tear of the two-wheeler, depreciation of the two-wheeler.
• Mishaps that occur and damage the two-wheeler outside the geographical limits of the country

The following are the benefits of purchasing standalone own-damage two-wheeler insurance from Digit:

• It offers policyholders protection against a wide range of scenarios such as damage caused to the two-wheeler due to floods, fires, road accidents etc.
• Policyholders are given No Claim Bonus for every claim-free year as a reward for good driving habits every claim-free year.
• You can purchase add-on covers to further strengthen your two-wheeler insurance policy. Digit offers a wide range to choose from.

How To Purchase Digit Standalone Own-Damage Policy?

Follow the below-mentioned steps to purchase a standalone own-damage two-wheeler insurance policy from Digit:

Step 1: Visit the website of InsuranceDekho and select the ‘two-wheeler insurance’ tab. A drop-down menu will appear, next, you have to select ‘Standalone Own Damage’ from the options visible.

Step 2: Enter the registration number of the two-wheeler. If you do not have this information with you for you can also enter the two-wheeler’s make, model and year of registration instead.

Step 3: Provide your personal details and select the ‘Submit and Get Quotes’ button to get the quotes.

Step 4: All the quotes for standalone own-damage two-wheeler insurance covers in your category will be visible on the screen. Select the quote offered by Digit General Insurance and select any add-on covers you require with it. Keep in mind they come at an additional cost.

Step 5: Make the payment for your Digit standalone own-damage two-wheeler insurance policy and the insurance document will be sent to your registered email ID.