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Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy

A standalone own-damage two-wheeler insurance will provide a layer of protection for both you and your two-wheeler in case there is a mishap. The insurance provides compensation for own-damage costs in a wide variety of scenarios including earthquakes, cases of vandalism, theft, road accidents and manmade disasters to name a few. For customers looking for all-round protection, it is advisable to purchase an own-damage cover along with compulsory third party insurance covers.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Future Generali Third Party Two-Wheeler Insurance

Future Generali Standalone Own-Damage

Two-Wheeler Insurance

Future Generali Comprehensive Two-Wheeler Insurance

Coverage

Future Generali’s third party insurance provides coverage for third party liabilities in case of a mishap that involves the two-wheelers. Third party liabilities under this cover comprises bodily injuries, death and property damage.

Future Generali’s standalone own-damage cover for two-wheelers offers coverage for own-damage costs in case of a mishap. This coverage is provided in a wide range of scenarios.

Future Generali’s comprehensive two-wheeler insurance plan gives compensation for both own-damage costs and third party liabilities in the event of a mishap. Moreover, both these aspects are covered under a single premium.

Add-ons

Future Generali does not offer add-on covers with their third party two-wheeler insurance covers.

Future General offers several add-on covers along with their standalone own-damage two-wheeler insurance covers.

Future Generali offers many add-on covers along with their comprehensive two-wheeler insurance plans for customers to select from.

Cost

Future Generali’s third party two-wheeler insurance is the least expensive of the three but also provides the most basic coverage.

Future Generali’s standalone own-damage insurance for two-wheelers offers coverage for own-damage costs and thus has a higher premium.

Future Generali’s comprehensive insurance for two-wheelers offers holistic coverage and hence is also the most expensive of the three options.

What is Covered Under Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy?

The following are the aspects that are covered by Future Generali’s standalone own-damage two-wheeler insurance cover:

  • Road accidents that cause damage to your two-wheeler.
  • A fire or explosion that causes damage to the two-wheeler.
  • Cases of total damage or theft of the two-wheeler.
  • Damage to the two-wheeler that occurs due to a natural disaster or man-made calamity such as flash floods.

What is Not Covered Under Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy?

The following are the aspects that are not covered under Future Generali’s standalone own-damage two-wheeler insurance cover:

  • An electrical fault or mechanical failure of the two-wheeler causes a breakdown.
  • Mishaps that occur due to illegal driving or misuse of the two-wheeler.
  • You can also purchase add-on covers to further strengthen the standalone own-damage two-wheeler insurance.

Benefits of Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy

These are some of the benefits of purchasing a standalone own-damage policy from Future Generali:

  • The cover provides compensation for the own-damage costs for a mishap, thus proving the insurance holder with financial security in times of crisis.
  • The cover also offers add-on covers that can be purchased to further enhance coverage.
  • The two-wheeler own-damage insurance offers No Claim Bonus to its policyholders for a claim-free year.

How To Purchase Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy?

Below-mentioned is the steps to purchase a Future Generali standalone own-damage two-wheeler insurance policy:

Step 1: Visit our website InsuranceDekho and select the two-wheeler insurance tab, it is the second option from the top left corner of the page. Next, from the drop-down menu select the ‘Standalone Own Damage’ option.

Step 2: You need to enter your two-wheeler’s registration number in the given section. If you do not have this information you can alternatively enter its make, model and year of registration.

Step 3: Also provide your personal details such as your name and phone number. Once you have entered all the required information select ‘Submit and Get Quotes’.

Step 4: All the quotes for standalone own-damage two-wheeler insurance policies from the different insurance providers will be visible on your screen. You can select the offer by Future Generali standalone own-damage two-wheeler insurance and choose any add-ons you would like to purchase as well.

Step 5: Make the payment for your selected Future Generali standalone own-damage two-wheeler insurance policy and the policy document will be sent to your registered email ID.

Must Read Articles before buying Future Generali Bike Insurance

Future Generali Bike Insurance User Reviews

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What users are saying
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  • Cashless Garages
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  • Efficient Claims Settlement

    I had a claim for my Future Generali Bike Insurance Policy for my Bajaj bike, and the process with InsuranceDekho's cashless garage was efficient. It was reassuring to know my insurer had everything under control.

    M
    By Mukesh Bagga
    On: November 21, 2023
  • Depreciation-Free Repairs

    I appreciate how zero-dep insurance added to my Future Generali Bike Insurance Policy from InsuranceDekho ensures depreciation-free repairs for my Suzuki bike. It's a great relief for me.

    A
    By Anoop Singh
    On: November 9, 2023
  • No Hidden Surprises

    I feel that with InsuranceDekho, there were no hidden surprises during renewal. The terms and conditions for the Future Generali Bike Insurance Policy are transparent, and I know what I'm getting for my KTM bike.

    S
    By Sumil Magr
    On: November 3, 2023
  • Financial Security on the Road...

    Third-party car insurance from InsuranceDekho provides financial security on the road. I know I won't face unexpected expenses in a legal situation because of the secured Future Generali Bike Insurance Policy for my Honda bike.

    A
    By Aamir Shah
    On: October 31, 2023
  • All-Inclusive Protection Done ...

    I appreciate how InsuranceDekho gets all-inclusive protection right with their comprehensive bike Future Generali Bike Insurance Policy. The policy covers every aspect of my Honda bike ownership and makes it hassle-free.

    By Dheeraj Sabr
    On: October 23, 2023
  • Effortless Car Insurance Claim...

    InsuranceDekho made my Future Generali Bike Insurance Policy’s claim process effortless. Their quick response and seamless claim settlement allowed me to get my Hero bike back on the road in no time.

    R
    By Rajesh Goswami
    On: October 17, 2023
  • Tailored Coverage Options with...

    InsuranceDekho's own damage coverage with the Future Generali Bike Insurance Policy is an amazing policy. They offer tailored options for my KTM bike to meet my individual needs, ensuring that I get the right protection.

    S
    By Sanjay Koul
    On: October 12, 2023
  • Wide Network, More Options

    InsuranceDekho's extensive network of cashless garages means more options for repairs. It's reassuring to know that as my Honda bike is insured under the Future Generali Bike Insurance Policy, help is never too far away.

    K
    By Kartik Mahadevan
    On: October 6, 2023
  • Renewal Made Easy

    InsuranceDekho's car insurance renewal is hassle-free. I didn't have to jump through hoops or deal with confusing paperwork while renewing my Future Generali Bike Insurance Policy for my KTM bike. Their commitment to a smooth renewal process is evident.

    S
    By Sunil Gayen
    On: September 29, 2023
  • Efficient Claims Handling

    InsuranceDekho handled my claims for third-party insurance efficiently which I filed for my Future Generali Bike Insurance Policy. They ensured I received the necessary support during a challenging situation for my Triumph bike.

    M
    By Manoj Verma
    On: September 20, 2023
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