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Which city is your Two wheeler registered in?

  • Ahmedabad
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When did you buy your Two wheeler?

Have you made a insurance claim in the previous year?

Liberty Standalone Own-Damage Two-Wheeler Insurance Policy

Liberty standalone own-damage two-wheeler insurance offers protection against own-damage costs in the event of a mishap. The cover also provides the insurance holder peace of mind in the midst of a crisis by providing this compensation. It is a worthwhile purchase to go along with your compulsory third party two-wheeler insurance. Moreover, the cover provides coverage in a wide array of situations including floods, cyclones, road accidents, damage during transit to name just a few.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance


Liberty Third Party Two-Wheeler Insurance

Liberty Standalone Own-Damage Two-Wheeler


Liberty Comprehensive Two-Wheeler Insurance


Third party insurance for two-wheelers offered by Liberty will take care of only third party liabilities. This comprises bodily injuries, death and property damage. The compensation for property damage goes up to Rs 1 Lakh.

Standalone own-damage insurance for two-wheelers offered by Liberty takes care of own-damage costs in case of a mishap. This cover is not compulsory. Moreover, it offers NCB for every claim-free year.

Comprehensive insurance plans for two-wheelers offered by Liberty takes care of both own-damage costs and third party liabilities under a single premium. The plan also offers a personal accident cover at an additional cost.


Liberty does not offer add-on covers with its third party insurance covers.

Liberty offers several add-on covers along with their standalone own-damage two-wheeler insurance policies.

Liberty offers many add-on covers along with its comprehensive two-wheeler insurance plans.


Liberty’s third party two-wheeler insurance is the cheapest cover because of the basic coverage it provides.

Liberty’s standalone own-damage two-wheeler insurance is comparatively more expensive because of the enhanced coverage it provides for own-damage costs.

Liberty comprehensive two-wheeler insurance plans are the most expensive because they offer holistic insurance coverage under a single premium.

What is Covered Under Liberty Standalone Own-Damage Two-Wheeler Insurance Policy?

The following are the aspects that are covered under Liberty standalone own-damage two-wheeler insurance:

  • Road accidents that damage the two-wheeler in some way.
  • An explosion or a fire that damages the two-wheeler.
  • Cases of theft or total loss of the two-wheeler.
  • Cases of damage caused to the two-wheeler because of a natural or man-made calamity.

What is Not Covered Under Liberty Standalone Own-Damage Two-Wheeler Insurance Policy?

The following are the aspects that are not covered under Liberty standalone own-damage two-wheeler insurance:

  • A mechanical or electrical fault in the two-wheeler that causes a breakdown.
  • A mishap that damages the two-wheeler but involves the misuse of the two-wheeler or illegal riding in any way.
  • Natural wear and tear of the two-wheeler.
  • Mishaps involving the two-wheeler that occur outside the geographical boundaries of India.

Benefits of Liberty Standalone Own-Damage Two-Wheeler Insurance Policy

Following are the benefits of purchasing standalone own-damage two-wheeler insurance from Liberty:

  • Insurance holders are offered protection for own-damage costs of the two-wheeler in a variety of scenarios.
  • Standalone own-damage covers for two-wheelers offers policyholders No Claim Bonus for every claim-free year.
  • Standalone own-damage covers for two-wheelers also offers policyholders the option of purchasing add-on covers to further enhance their policy.

How To Purchase Liberty Standalone Own-Damage Two-Wheeler Insurance Policy?

Below-mentioned is the steps you need to take to purchase Liberty standalone own-damage two-wheeler insurance:

Step 1: Visit our website InsuranceDekho and select the ‘two-wheeler insurance’ tab from the top left side of the page. A drop-down menu will appear, select the ‘Standalone Own Damage’ option from the available choices.

Step 2: Enter your two-wheeler registration number. If you do not have this information for some reason, you can also enter the two-wheeler’s make, model and year of registration instead.

Step 3: Next provide your personal details and after you enter all the required information select ‘Submit and Get Quotes’.

Step 4: The quotes for all the standalone own-damage policies for two-wheelers from the different insurance providers will be visible on the screen. Select the offer by Liberty and choose any add-ons you would like to purchase for the policy as well.

Step 5: Pay for the selected Liberty standalone own-damage two-wheeler insurance and the insurance comment will be sent to your registered email ID.

Must Read Articles before buying Liberty Bike Insurance

Liberty Bike Insurance User Reviews

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What users are saying
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  • Accessible Anytime, Anywhere

    I'm happy because I can use the special tool, the premium calculator of InsuranceDekho. It helps me to figure out the insurance costs of Liberty Bike Insurance any time i want as per my feasibility. It's really handy and works well with my hectic life.

    By Jahul Akhtar
    On: June 5, 2024
  • Peace of Mind with Every Drive...

    Every time I hit the road with my Mahindra bike, I have peace of mind knowing that InsuranceDekho's Liberty Bike Insurance Policy’s own damage coverage has my back. It's a reassuring feeling that money can't buy.

    By Prakash Thapa
    On: November 21, 2023
  • No Hidden Costs, No Surprises

    I appreciate how the premium calculator provided clear estimates for my Bajaj bike, leaving no room for hidden costs or surprises while purchasing the Liberty Bike Insurance Policy. What you see is what you get, and that's a relief.

    By Santosh Singh
    On: November 15, 2023
  • Cost-Efficient Legal Complianc...

    InsuranceDekho's Third-Party Insurance provides cost-efficient legal compliance. The Liberty Bike Insurance Policy is a basic, yet necessary, policy for my Aprilia bike that safeguards against liabilities while keeping your expenses in check.

    By Yash Paul
    On: October 17, 2023
  • Confidently Protected with Ins...

    I bought the Liberty Bike Insurance Policy from InsuranceDekho. The policy provides me with confidence in the protection for my BMW bike. Their efficient claims processing reassures me that I'm in good hands.

    By Mukul Pahwa
    On: September 20, 2023
  • No-Claim Bonus Protection for ...

    The no-claim bonus protection offered by InsuranceDekho’s Liberty Bike Insurance Policy is a fantastic feature of their comprehensive coverage. It rewards careful driving habits. Happy to have secured my Hero bike under this policy.

    By Saket Bhasin
    On: September 15, 2023
  • Recommended for Responsible Ca...

    I recommend InsuranceDekho's third-party car insurance to responsible car owners who prioritize legal compliance and road safety. I bought the Liberty Bike Insurance Policy and added this benefit to the policy for my Aprilia bike and could not be more happier and secure.

    By Rajeev Rai
    On: September 13, 2023
  • Transparent Premium Breakdown

    I appreciate the transparency of InsuranceDekho's premium calculator. I made a wise decision to secure my Royal Enfield with them. It broke down the premium for my Liberty Bike Insurance Policy into understandable components, making it easy to budget.

    By Saksham Yadav
    On: September 11, 2023
  • Great for High-End Repairs

    High-end repairs can be expensive, but InsuranceDekho's Zero Depreciation Policy makes them affordable. The Liberty Bike Insurance Policy covers the repair costs without factoring in depreciation for my Royal Enfield.

    By Ramit Sarkar
    On: September 5, 2023
  • True Partner in Recovery

    InsuranceDekho has been a true partner in my recovery after accidents. The Liberty Bike Insurance Policy’s efficient claim processing for my for my Triumph bike and support have eased the post-accident stress.

    By Prashant Budhiraja
    On: September 1, 2023
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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.