Liberty Own Damage Bike Insurance

Liberty standalone own-damage two-wheeler insurance offers protection against own-damage costs in the event of a mishap. The cover also provides the insurance holder peace of mind in the midst of a crisis by providing this compensation. It is a worthwhile purchase to go along with your compulsory third party two-wheeler insurance. Moreover, the cover provides coverage in a wide array of situations including floods, cyclones, road accidents, damage during transit to name just a few.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under Liberty Standalone Own-Damage Two-Wheeler Insurance Policy?

The following are the aspects that are covered under Liberty standalone own-damage two-wheeler insurance:

• Road accidents that damage the two-wheeler in some way.
• An explosion or a fire that damages the two-wheeler.
• Cases of theft or total loss of the two-wheeler.
• Cases of damage caused to the two-wheeler because of a natural or man-made calamity.

What is Not Covered Under Liberty Standalone Own-Damage Two-Wheeler Insurance Policy?

The following are the aspects that are not covered under Liberty standalone own-damage two-wheeler insurance:

• A mechanical or electrical fault in the two-wheeler that causes a breakdown.
• A mishap that damages the two-wheeler but involves the misuse of the two-wheeler or illegal riding in any way.
• Natural wear and tear of the two-wheeler.
• Mishaps involving the two-wheeler that occur outside the geographical boundaries of India.

Following are the benefits of purchasing standalone own-damage two-wheeler insurance from Liberty:

• Insurance holders are offered protection for own-damage costs of the two-wheeler in a variety of scenarios.
• Standalone own-damage covers for two-wheelers offers policyholders No Claim Bonus for every claim-free year.
• Standalone own-damage covers for two-wheelers also offers policyholders the option of purchasing add-on covers to further enhance their policy.

How To Purchase Liberty Standalone Own-Damage Two-Wheeler Insurance Policy?

Below-mentioned is the steps you need to take to purchase Liberty standalone own-damage two-wheeler insurance:

Step 1: Visit our website InsuranceDekho and select the ‘two-wheeler insurance’ tab from the top left side of the page. A drop-down menu will appear, select the ‘Standalone Own Damage’ option from the available choices.

Step 2: Enter your two-wheeler registration number. If you do not have this information for some reason, you can also enter the two-wheeler’s make, model and year of registration instead.

Step 3: Next provide your personal details and after you enter all the required information select ‘Submit and Get Quotes’.

Step 4: The quotes for all the standalone own-damage policies for two-wheelers from the different insurance providers will be visible on the screen. Select the offer by Liberty and choose any add-ons you would like to purchase for the policy as well.

Step 5: Pay for the selected Liberty standalone own-damage two-wheeler insurance and the insurance comment will be sent to your registered email ID.