Bajaj Allianz Comprehensive Bike Insurance provides protection against third party liabilities as well as own-damages incurred by the policyholder’s bike in an unfortunate event. Bajaj Allianz has earned its popularity by serving thousands of people with its comprehensive bike insurance plan.

Bajaj Allianz comprehensive bike insurance provides an extra layer of protection to your bike. It assures all-in-one coverage against losses incurred and caused by the insured’s bike.

Bajaj Allianz Comprehensive Bike Insurance vs Third Party Bike Insurance

What All is Covered Under Bajaj Allianz Comprehensive Bike Insurance Plan?

Bajaj Allianz comprehensive bike insurance provides coverage for the following:

• Third party liabilities: The insurer provides financial and legal support for the loss suffered by the third party due to the insured’s bike. It compensates for the property or vehicle damage of the third party up to Rs. 1 lakh. In case of bodily injury/ disability/ death of the third party, the compensation amount to be paid by the insurer is decided by a court of law.
• Own Damage incurred due to natural calamities: The plan covers damages incurred by the insured bike’s due to flood, earthquake or any other natural calamities.
• Own Damage incurred due to man-made disaster: The insurer provides coverage for the own damage incurred by the insured’s bike due to man-made disaster such as riots, strikes, fire, etc.
• Theft of insured’s bike: The plan provides insurance cover in case the insured’s bike gets stolen.

What All Is Not Covered Under Bajaj Allianz Comprehensive Bike Insurance?

Bajaj Allianz comprehensive bike insurance refrains from providing coverage under the following circumstances:

• In case of an accident beyond the predetermined geographical extent.
• For an accident due to contractual agreement.
• In case of accidents where the bike was not driven by the described person at the time of the accident
• In the case of alcoholism or intoxication
• In case of lack of valid licence of the insured’s bike driver
• In case of conflict or war, mutiny or nuclear risk.

Bajaj Allianz comprehensive bike insurance provides the following advantages to its policyholder:

• The insurer relieves the policyholder from the financial and legal burden of the third party liabilities.
• The insurer compensates for the “own damage” incurred by the insured’s bike.
• The coverage of the policy can be stretched by opting for add-on covers.
• A network of cashless garages all over India provides free repairs for the insured bike.
• Round the clock emergency/ roadside assistance is available.
• Assured quick claim settlement.