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Which city is your Two wheeler registered in?

  • Ahmedabad
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  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Have you made a insurance claim in the previous year?

National Comprehensive Two-Wheeler Insurance Policy

National General Insurance has been successfully providing extensive coverage to its policyholders with its comprehensive bike insurance policy. The comprehensive bike insurance policy provides coverage for the financial liabilities of the third party and for own damage incurred by the insured’s bike. Thus, it ensures a sense of security and peace of mind to the policyholders.

National Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

The comprehensive bike insurance policy ensures extensive coverage by covering “Third Party Liabilities” as well as “Own Damage”

Third party bike insurance policy provides coverage for only third party damage caused by the insured’s bike.

Add-ons

Along with this policy, the policyholders can opt for various add-ons such as Zero Depreciation, Consumables Cover, Return to Invoice Cover etc.

Policyholders cannot extend the coverage of this policy by opting for any add-on.

Cost

The premium of this policy is comparatively higher as it provides an extensive coverage to the policyholders.

This policy is cost-effective for the policyholders due to its limited coverage.

What All Is Covered Under National Comprehensive Bike Insurance Plan?

The national comprehensive bike insurance policy provides coverage for the following:

  • Third party liabilities: Any damage, loss or injury caused to the third party in an accident or mishap involving the insured bike, gets covered by the insurer. The covered third party liabilities include bodily injuries, death, permanent disability and property damage of third party.
  • Own damage caused by natural calamities: The National comprehensive bike insurance policy provides coverage for any damage to the insured bike caused by any natural calamities such as flood, earthquake, landslide and so on.
  • Own damage caused by man-made disasters: Any damage incurred by the insured bike due to riot, strike, fire, terrorist activities or any such man-made disasters gets covered by the insurer.
  • Theft: The National comprehensive bike insurance policy provides coverage in case the insured bike gets stolen.

What All Is Not Covered Under National Comprehensive Bike Insurance?

National comprehensive bike insurance policy does not provide coverage for the following:

  • Normal wear and tear
  • In case of willful negligence
  • Mechanical or electrical breakdown
  • Damage caused due to contractual liability
  • In case of driving without a valid driving license
  • In case of driving under the influence of alcohol or other intoxicating drugs
  • Damage occurred during war, nuclear risk, mutiny rebellion or any such situation.

National Comprehensive Bike Insurance Benefits

With the National comprehensive bike insurance policy, the policyholders can enjoy the following benefits:

  • Swift and easy claim settlement process
  • It has an easy online policy issuance process
  • It offers multiple add-ons for extension of the coverage
  • Get round the clock help from the customer help desk
  • The policyholder will be free from all third party liabilities and own damage expenses
  • A wide network of cashless garages is situated all over India that provides cashless repair service.

Must Read Articles before buying National Bike Insurance

National Bike Insurance User Reviews

Write your review
What users are saying
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  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Dependable Claims Processing

    I believe in how reliable InsuranceDekho is when it comes to handling claims for my bike. I bought the National Insurance for my new scooter. They deal with my claims with transparency and professionalism. I am very happy with the services.

    P
    By Pawan Agarwal
    On: June 4, 2024
  • Excellent Service

    I just got my two-wheeler insurance from National Insurance via Insurance Dekho, and it was super smooth. Easy comparison, hassle-free process. Highly recommend it!

    S
    By Shivangi Sharma
    On: March 21, 2024
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    B
    By Bahani Khanv
    On: February 10, 2023
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision.

    R
    By Rahat Kalra
    On: January 23, 2023
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision

    By Rahat Kalra
    On: January 19, 2023
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    T
    By Tushar Singh
    On: January 18, 2023
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    By Bahani Khan
    On: July 11, 2022
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision.-

    K
    By Kunal Kalra
    On: June 27, 2022
  • Chat box feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chat box feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    B
    By Bahani Khan
    On: June 27, 2022
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chat box feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    B
    By Bahani Khan
    On: June 8, 2022

National Comprehensive Bike Insurance FAQs

  • Does National comprehensive bike insurance policy provide coverage for any consequential damage?

    No, the National comprehensive bike insurance policy will not cover any consequential damage loss under any circumstances. It only provides coverage for the primary damage.

  • What coverage will National comprehensive policy provide outside the geographical area?

    Any damage occurred to the insured bike outside the geographical area does not get covered under the National comprehensive bike insurance policy. The insurer sets a predetermined geographical area for each policyholder and the coverage is limited to that area.

  • How can I get the National comprehensive bike insurance policy?

    You can avail the national comprehensive bike insurance policy in the three following steps:

    • Visit the nearest branch
    • Go to the official website
    • Call the toll free number 1800-345-0330.

    If you visit a branch of National Insurance, you can take help from their authorized agents.

  • How can I check the policy status of my National comprehensive bike insurance?

    You can check the details of your comprehensive bike insurance policy by going to the official website of National Insurance and logging into your account with the valid credentials.

  • Does National comprehensive bike insurance policy provide accessories cover?

    Yes, the National comprehensive bike insurance policy provides accessories cover. With this cover added to the policy, the insurer takes care of the damage of various accessories of the insured bike.

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Why to buy from InsuranceDekho?

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National Bike Insurance Contact Details

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.