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  • CASHLESS GARAGES 4,000
  • CLAIMS SETTLED 97.10%
Key Features:
  • Right Green Tick Covers Third Party Person
  • Right Green Tick Covers Third Party Property

Top MAGMA Car Insurance Plans

PLAN TYPE: Comprehensive
Starting From 2094
PLAN TYPE: Third Party
Starting From 2094
PLAN TYPE: Own Damage
Starting From 1970

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Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

Magma HDI Car Insurance Claim

Claim is the right given to the policyholders by the insurer. It allows the insured to claim compensation for the damages incurred after an accident. Depending upon the type of policy, the policyholder will get a certain claim amounts as reimbursement for the expenses. Magma HDI offers a stress-free claim settlement process, which comes in both the cashless and reimbursement form. The cashless services are extended to the policyholder through the vast network of the company’s 4,000 authorised garages.

Documents Required For Magma HDI Car Insurance Claim Settlement

  • Filled and duly signed claim form
  • Registration Certificate (RC) of the insured vehicle
  • Driving license of the driver
  • FIR, if accident reported to the police (in case of theft or serious injury/damage/death)
  • Estimated cost of repairs
  • KYC documents
  • Fitness Certificate of the vehicle
  • Road permits of the vehicle
  • Original repair invoice with payment receipt (for reimbursement claims)
  • Original policy document (in case of theft)
  • Non Traceable certificate (in case of theft)
  • Original vehicle registration certificate

How To Make A Cashless Magma HDI Car Insurance Claim

Step 1) Inform Magma HDI

Get in touch with Magma HDI after an accident. Call at the toll-free number 1800 266 3202 to inform the representative about the accident and also provide all the information available with you at that moment. Seek for immediate medical aid if the accident has resulted in a serious injury of self or a third party.

Step 2) Claim Initiation

Ask the representative on the call to register your claim request. You will receive a claim reference number, which will be needed for future references. The claim can also be registered from the company’s official website. Click on ‘More’ tab present on the homepage and then select ‘Claims’. Choose ‘Private Car’ from the menu and then click on ‘Continue’. Enter Insured Name, Insured Mobile No, Policy No and Cover Note-EICN No and then click on ‘Search’. The policy details will be displayed on the next page after which you can submit the claim initiate request.

Step 3) Survey Of Vehicle

Don’t move your vehicle from the accident’s spot without taking prior authorization from the company. A surveyor will be arranged for an inspection of the damages caused to the vehicle.

Step 4) Documentation

Look out for a towing service to move the vehicle to the nearest authorised garage. Submit all the necessary documents to the surveyor and get your vehicle repaired.

Step 5) Claim Settlement

The claim amount will be settled directly with the workshop. You can take your vehicle home after paying your part of liabilities.

How To Make Reimbursement Magma HDI Car Insurance Claim

Step 1) Intimate Magma HDI

Inform Magma HDI about the accident. Reach by calling the toll-free number 1800 266 3202 and inform the representative about the accident. Take immediate medical aid if the accident results in a serious injury of self or a third party.

Step 2) Claim Initiation

The representative will register your claim and you will receive a claim reference number, which will be needed for future references. Alternatively, you can click on ‘More’ tab present on the homepage and then select ‘Claims’. Choose ‘Private Car’ from the menu and then click on ‘Continue’. Enter Insured Name, Insured Mobile No, Policy No and Cover Note-EICN No and then click on ‘Search’. The policy details will be displayed on the next page after which, you can register your claim.

Step 3) Survey Of Vehicle

The company will send a surveyor for inspection of the damaged vehicle. Don’t get the vehicle repaired without taking prior authorization from the company and without completion of the inspection.

Step 4) Documentation

Look out for a towing service to move the vehicle to the nearest garage of your choice. Submit all the necessary documents to the surveyor and get your vehicle repaired.

Step 5) Claim Settlement

Pay the entire cost of repairs and submit the bills/invoices to the surveyor. The company will reimburse you with the claim amount within 30 days of completion of all formalities.

Common Claim Rejection Reasons

  • Accident happened while the car was being driven under the influence of intoxicants or drugs.
  • Much delay made in intimating Magma HDI about the accident.
  • Vehicle has been taken to the garage without getting it inspected by the surveyor.
  • Incorrect details entered in the claim form.
  • Vehicle was being used for a purpose other than specified in the policy.

Magma HDI No Claim Bonus

Magma HDI General Insurance offers No Claim Bonus at the time of renewal if they do not raise any claim during the policy period. It is a reward for policyholders for their safe driving which leads to a claim-free year. The benefit is offered in terms of discount which ranges from 20% and accumulated with consecutive claim-free years up to maximum 50%. This discount lowers the premium cost of your car insurance policy for the next year and is given to policyholders provided they renew their insurance plans within 90 days of the expiry date of the policy.

The NCB is applicable only on a standalone own-damage car insurance plan or own-damage premium component of a comprehensive car insurance policy. It is a transferable benefit as it is provided to the policyholder and not to insured cars, which allows the policyholders to transfer all the benefits of no claims bonus while buying a new car by selling the old one or even if you port your car insurance policy to another insurance company. To retain the No Claim Bonus benefit, you can opt for a NCB Protection add-on cover which secures your bonus even after making a claim.

Must Read Articles before buying Magma Car Insurance

Magma Car Insurance User Reviews

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What users are saying
  • All
  • Claim
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Add On
  • Flexible payment modes

    InsuranceDekho offers flexible modes of payment. I purchased a Magma HDI car insurance policy from them for my Toyota Yaris car and made the payment online within a few easy steps.

    A
    By Amit Yadav
    On: July 10, 2020
  • Thank you team for suggestion

    InsuranceDekho helped me buy a Magma HDI car insurance policy for my Hyundai Santro car in a few minutes. I like the policy benefits and would like to thank the team for the great suggestion.

    J
    By Jayant Rajput
    On: July 9, 2020
  • Thanks for the help team!

    I really want to thank the team at InsuranceDekho who helped me buy Magma HDI car insurance policy or my Skoda Rapid car in a few simple steps online. I really liked the policy and I am satisfied with the benefits.

    N
    By Naman Rishi
    On: July 3, 2020
  • Great customer support

    Magma HDI’s car insurance policy is great. I purchased it for my Hyundai Santro car last week from InsuranceDekho and the policy covers my car against many benefits. I really liked the policy and InsuranceDekho’s services.

    R
    By Reyansh Arora
    On: July 2, 2020
  • Renewal in just a few minutes

    I purchased Magma HDI car insurance policy from InsuranceDekho for my Chevrolet Beat car and recently renewed it from them only. The process was really smooth and quick.

    A
    By Abhinav Kapoor
    On: June 26, 2020
  • Easy to make claim under my c...

    It was not only easy to purchase Magma HDI car insurance policy online from InsuranceDekho for my Ford Aspire car but also to make a claim under it.

    B
    By Bobby Gogoi
    On: June 25, 2020
  • Renewed my plan in minutes

    The policy renewal process takes just a few minutes at InsuranceDekho for my Magma Insurance firm with which I could get my Hyundai Grand i10 car. It was an awesome experience.

    L
    By Lalit Singhal
    On: June 4, 2020
  • Swift claim settlement

    I got my Magma insurance plan, which I purchased to cover my Tata Harrier, easily settled with the help of InsuranceDekho executives. They have full knowledge of the processes and insurers.

    V
    By Vishal Bhandari
    On: June 2, 2020
  • Got insurance plan in minutes

    I have a Magma insurance plan that I got in a few minutes from InsuranceDekho for my Honda Amaze car. I am very amazed and happy with the issuance process of the insurance platform.

    H
    By Hina Goel
    On: May 29, 2020
  • Availability of paperless oper...

    I did not require any paperwork for buying, requesting a claim, and renewing my plan with Magma insurance that I bought for my Hyundai Creta car. Thanks to InsuranceDekho.

    K
    By Karan Kale
    On: May 27, 2020

Magma HDI Car Insurance FAQs

  • How can I download the claim form?

    Visit the Magma HDI official website and scroll down to look for the ‘Info Center’ section. Click on ‘Downloads’ under that and expand the ‘Motor Insurance’ section by clicking on the ‘+’ icon. Choose ‘Claim Form - Commercial Vehicle Package’ and the claim form will be downloaded instantly.

  • How can I locate the nearest cashless garage of Magma HDI?

    Go to the company’s official website and click on ‘Locate Garage’ present under the ‘Contact Us’ section. Choose ‘Locate Garages’ on the next page and enter your area’s pin code and click on ‘LOCATE GARAGE’. The address of the nearest garage will be displayed on the same page. However, if there is no cashless garage in your area, enter a different pin code (nearest).

  • Which type of add-on covers will help me to get higher claims?

    The add-on covers which extends the standard coverage will help in getting higher claims. Example- Zero Depreciation, Engine Cover, etc.

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