GoDigit Travel Insurance

1. Unpredictable Travel Hiccups: Travel insurance offers protection against unexpected hiccups such as flight delays, luggage mishaps, theft, illnesses, and accidents.

2. Medical Emergencies: Whether you or your travel companion falls seriously ill or faces a medical crisis during your vacation, travel insurance comes to the rescue by covering non-refundable expenses like flight tickets and hotel reservations.

3. Strikes or Riots: In situations like airport closures due to political tensions or civil unrest, travel insurance steps in to cover your pre-booked, non-refundable expenses.

4. Natural Calamities: When Mother Nature unleashes her fury, affecting your home or travel destination, travel insurance helps shoulder the financial burden if you decide to cancel your trip.

5. Lost or Misplaced Passport or Visa: Losing your travel documents just before your departure can be a nightmare. Travel insurance provides coverage for expenses associated with trip cancellations due to document loss.

6. Flight Delays: Travel insurance can reimburse you for flight delays, even if the delay is as short as 75 minutes for domestic flights. Claims are often initiated automatically for your convenience.

7. Missing Connecting Flights: If a delayed flight causes you to miss your connecting flight, Go Digit Travel Insurance can provide compensation if the previous flight was delayed by more than 75 minutes.

8. Unexpected Hospitalization: In case you require hospitalization while abroad, travel insurance covers treatment costs, room fees, medical expenses, diagnostics, and other related costs.

9. Baggage Issues: Whether your baggage is delayed for a few hours or lost entirely, travel insurance provides coverage for your belongings. What's more, it offers a flat benefit for lost baggage, simplifying the claims process.

10. Cancellations: Travel insurance can cover pre-booked, non-refundable expenses in case you have to cancel your trip due to emergencies like hospitalization, legal summons, natural disasters, strikes, loss of passport, and other covered reasons.

1. Zero Deductibles: You won't have to pay anything when making a claim. The entire cost is covered by Go Digit.

2. Adventure Sports Coverage: Go Digit covers activities like scuba diving, bungee jumping, and skydiving (up to one day's duration).

3. Immediate Compensation for Flight Delays: If your flight is delayed for more than six hours, you'll receive immediate compensation of ₹500-1000.

4. Smartphone-Enabled Processes: Forget about cumbersome paperwork. Simply upload your documents when making a claim.

5. Missed-Call Facility: Give Go Digit a missed call at +91-7303470000, and they will call you back within 10 minutes, saving you from international calling charges.

6. Worldwide Support: Go Digit has partnered with Allianz, the world's largest health and travel insurance network, to provide seamless support worldwide.

• Premium starting from ₹225.

• Smartphone-enabled claims process with no paperwork.

• 24x7 missed call facility available.

• Coverage in 150+ countries and islands worldwide.

• ₹500-1000 automatically transferred for flight delays of 6 hours or more.

• Zero deductibles – no additional costs.

• Covers include trip cancellation, medical expenses, flight delay, delay of checked-in baggage, loss of passport, and daily emergency cash, among others.

• Visit the Go Digit Travel Insurance Policy main page on their website or download their app from the Play Store or App Store.

• Select your travel destination based on geography or country.

• Choose the start and end dates of your trip.

• Enter the age of the travelers and view or compare available plans.

• Provide your details, including name, date of birth, mobile number, email, and information about any existing illnesses or health conditions.

• Make the payment online using various methods such as card, net banking, UPI, wallet, or EMI.

• Complete KYC verification to receive your policy instantly.

2. Comfort Option: In addition to covering common mishaps, this plan provides added protection for a smoother journey.

These plans cover a range of aspects, including medical cover, emergency accidental treatment and evacuation, trip cancellation, loss of passport, and more. You can choose the one that aligns with your travel requirements.

- Personal Accident: Coverage for accidents during your trip.

- Adventure Sports: Protection for emergencies during adventure sports activities.

- Trip Cancellation: Coverage for non-refundable expenses in the event of trip cancellations due to emergencies.

- Flight Delay: Compensation for flight delays, starting at 75 minutes for domestic flights.

- Delay of Checked-in Luggage: Coverage for delayed checked-in luggage (up to 6 hours).

- Total Loss of Checked-in Luggage: Coverage for lost or misplaced checked-in luggage.

- Missed Connection: Compensation for missed connecting flights due to delays.

- Loss of Passport: Coverage for expenses to obtain a new passport in a foreign location.

- Stolen Money/Wallet: Emergency cash provision if your money and wallet are lost or stolen.

- Emergency Trip Extension: Coverage for trip extensions due to emergencies.

- Trip Abandonment: Reimbursement for nonrefundable travel expenses when you need to abandon your trip.

- Personal Liability Bond: Coverage for legal issues in a foreign country.

- Accidental Death/Disability: Compensation for expenses arising from death or disability during your vacation.

- Emergency Dental Treatment: Coverage for emergency dental treatments.

- Emergency Accidental Treatment & Evacuation: Compensation for expenses arising from accidental treatment and evacuation.

- Emergency Medical Treatment & Evacuation: Coverage for medical treatment and evacuation due to illness.

- Daily Cash Allowance (up to 5 days when hospitalized): Provision of daily cash allowance while you or a family member is hospitalized.

Medical expenses can vary significantly from one country to another, making it essential to check the medical benefits and the sum insured, which represents the maximum coverage amount provided by your travel insurance plan. Ensure that the coverage is sufficient to handle potential medical emergencies in your travel destination.

2. Claim Processes

The ease and efficiency of the claim settlement process are vital factors to consider. Review the claim settlement processes and the claim settlement ratio of the insurance provider. A high claim settlement ratio indicates that the insurer is reliable and committed to assisting its policyholders when they need to make a claim.

3. Terms of Claims

Always pay attention to the terms attached to claims. Certain conditions, exclusions, and documentation requirements may apply when filing a claim. Understanding these terms will help you know what you can and cannot claim for, ensuring transparency in the event of an unforeseen situation.

Before your international trip, it's essential to check the visa requirements for your destination country. Some countries may require specific travel insurance as a part of their visa application process.

Asia:

- Thailand

- Bhutan

- Cambodia

- Maldives

- Macau

- Indonesia

- Iraq

- Nepal

- Laos

- Jordan

- Timor Leste

Africa:

- Mauritius

- Seychelles

- Togo

- Ethiopia

- Madagascar

- Uganda

- Kenya

- Tanzania

- Mozambique

- Guinea-Bissau

- Cape Verde

- Comoro Islands

South America:

- Ecuador

- Dominica

- Bolivia

- Guyana

North America:

- British Virgin Islands

- Haiti

- Jamaica

- Grenada

- Montserrat

- St. Lucia

- St. Kitts & Nevis

- St. Vincent

& the Grenadines

- Trinidad & Tobago

- Nicaragua

- Turks & Caicos

Oceania:

- Cook Islands

- El Salvador

- Vanuatu

- Tuvalu

- Palau

- Nieu

- Samoa

- Fiji

- Micronesia

Traveling to these countries can be relatively hassle-free in terms of visa requirements for Indian citizens, making them attractive destinations for vacation.

These items can make your international travel experience more enjoyable and stress-free.

• Avoid carrying your passport everywhere; keep it in your hotel locker and carry a copy for identification.

• Don't carry excessive cash; when withdrawing money from ATMs, be vigilant about your surroundings and check your notes after withdrawal.

• Be cautious about common travel scams, such as fake monks asking for donations or overcharging cab drivers. Familiarize yourself with potential scams in your travel destination.

• Disperse your cash in multiple locations, such as your wallet and an inside pocket of your backpack.

• Know the location of your accommodation and use metered cabs to avoid scams by unscrupulous taxi drivers.

Step 3: Go Digit takes care of the rest, ensuring your claim is processed efficiently.

While travel insurance can't predict the future, it can certainly provide peace of mind and financial security during your travels. Go Digit Travel Insurance offers comprehensive coverage, ensuring that your journeys are memorable for all the right reasons. Before embarking on your next adventure, consider safeguarding your trip with the robust coverage provided by Go Digit Travel Insurance. Your travel experiences will be enriched, knowing that you have a reliable partner to address the unexpected.