SBI Travel Insurance

Eligibility Criteria for SBI Travel Insurance in India

Here are the general eligibility criteria for obtaining SBI Travel Insurance plan:

Key Features Of SBI Travel Insurance

The key features of SBI Travel Insurance plan are as follows:

• Lost Passport Coverage: If you happen to lose your passport outside of India, this travel insurance plan will take care of the actual expenses you incur to obtain emergency travel documents as a replacement.

• Travel Support: With SBI travel insurance, you can set your worries aside relating to unexpected events like passport loss, home burglary, checked baggage loss, trip curtailment, or trip cancellation originating from India during your journey.

• 24*7 Assistance: With SBI Travel Insurance, you will get 24*7 round the clock assistance. You can reach out to them anytime, day or night, on their toll-free number 1800 22 1111.

• No Need for Medical Exams: Getting medical insurance for your travels is not a headache with SBI Travel Insurance plans. Their plans skip the hassle of extensive medical tests, and please note that pre-existing conditions are excluded.

• Across the Globe Coverage: SBI travel insurance provides global coverage no matter where your journey takes you. This way, this travel insurance plan offers a safety net that spans across the entire globe.

1. Single Trip Travel Insurance

A single-trip travel insurance plan is perfect for those planning a one-off holiday or business trip. Whether it's a solo adventure, a family holiday, or a quick business jaunt, this policy ensures you're well-covered for the duration of your trip.

Features:

- Comprehensive Coverage: From medical emergencies to baggage loss, the policy offers all-encompassing protection against various travel-related risks.

- Flexible Policy Duration: Tailored to suit the length of your trip, ensuring you are covered from the moment you step out, till you safely return.

- Wide Age Bracket: Catering to a broad age group, this plan is accessible to both the young and the elderly.

2. Multi-Trip Travel Insurance

For frequent flyers and travel enthusiasts who find themselves often in transit, the multi-trip travel insurance is a boon. It ensures that you're perpetually covered without having to take a new policy for each journey.

Features:

- Annual Coverage: An umbrella of protection that spans a year, ensuring all your trips within this period are safeguarded.

- Saves Time and Effort: Eliminates the hassle of purchasing insurance multiple times, providing a convenient one-time solution.

- Uniform Protection: Assures consistent coverage across various trips, securing you against diverse travel-related uncertainties.

Choosing between a single or multi-trip insurance plan depends on the nature and frequency of your travels. SBI’s offerings are customised with flexibility and comprehensiveness at their core, ensuring that you find a plan that resonates with your unique travel patterns and requirements.

Essential Points to Consider:

- Schengen Countries: When travelling to any of the 26 European countries in the Schengen Area, possessing travel insurance with specific coverage amounts for medical emergencies is mandatory.

- United Arab Emirates (UAE): Entering the UAE, particularly Dubai, necessitates travel insurance that covers COVID-19-related medical and quarantine costs.

- Thailand: A popular tourist destination, Thailand mandates travellers to have insurance policies covering COVID-19 treatment.

- Other Countries: Various other nations emphasise travel insurance as part of their entry regulations, reflecting the global importance attached to travel insurance.

1. Medical Emergencies:

- Hospitalisation Costs: Coverage for expenses incurred due to sudden illness or accidents during the trip.

- Medical Evacuation: Costs related to medical repatriation or transportation to a medical facility are covered.

2. Trip-Related Coverages

- Trip Cancellation or Curtailment: Reimbursement for non-refundable expenses if the trip is cancelled or shortened due to emergencies.

- Missed Connection or Delay: Coverage for additional expenses due to missed flights or delayed departures.

3. Baggage and Personal Belongings:

- Loss or Delay: Compensation for loss of, or delay in receiving checked-in baggage.

- Passport Loss: Costs related to obtaining a new or temporary passport are covered.

4. Personal Liability:

- Legal Liability: Coverage for legal liabilities due to causing harm to a third party or their property.

Understanding the coverage nuances is instrumental in leveraging the benefits of your SBI Travel Insurance. With comprehensive protection against a spectrum of travel-related adversities, the insurance ensures that uncertainties don’t hamper the tranquillity and joy of your travel experiences.

4. Travel Against Medical Advice:

- Ignoring Health Warnings: Travelling against the advice of a medical practitioner usually invalidates the coverage.

5. War and Civil Disturbance:

- Political Unrest: Damages or losses due to war, civil unrest, or similar conflicts are usually outside the coverage purview.

6. Unattended Baggage:

- Negligence: Losses due to leaving baggage unattended or not exercising reasonable care in protecting belongings are not covered.

7. Delay Beyond Control:

- Common Delays: Coverage does not extend to common delays like traffic jams or regular check-ins.

Navigating through the exclusions allows for a comprehensive understanding of your travel insurance policy. It fosters a realm of clarity and ensures that you are in sync with the terms and conditions, leveraging the policy’s benefits optimally while being mindful of its limitations. So, with an informed approach, steer through your travels with enhanced confidence and assurance.

1. Online Method:

Navigating the digital landscape is a breeze with SBI’s user-friendly online portal. Here’s a step-by-step guide on how to purchase your travel insurance online:

- Visit the Official Website: Commence your journey at SBI’s official website or you can go to comparative websites such as InsuranceDekho.com. Navigate to the travel insurance section to explore the available plans.

- Choose Your Plan: Based on your travel needs and destinations, select a plan that resonates with your requirements.

- Fill in the Details: Complete the application by entering requisite details such as travel dates, destinations, and traveller information.

- Review and Pay: After reviewing the entered information and policy details, proceed to make the payment securely online.

- Policy Issuance: Upon successful payment, your travel insurance policy will be issued and sent to your registered email.

2. Offline Method:

For those who prefer a personal touch, the offline method offers the opportunity to interact and purchase the policy in person.

- Visit the Branch: Walk into your nearest SBI branch where trained personnel await to assist you.

- Consultation: Engage in a consultation to understand and choose a plan that aligns with your travel needs.

- Document Submission: Provide necessary documents and details as required for policy processing.

- Payment: Make the payment through acceptable offline payment methods as per the branch's provisions.

- Policy Issuance: The policy document will be provided to you once the process is completed successfully.

Equipped with flexible purchasing options, acquiring SBI Travel Insurance is tailored to suit your convenience and preference. Both online and offline methods are designed to facilitate a smooth, efficient, and secure transaction process, ensuring that your journey towards obtaining travel insurance is as pleasant as your actual travels.

2. Global Assistance:

- 24/7 Support: Travellers can access global assistance around the clock, ensuring help is always at hand in case of emergencies.

3. Flexibility:

- Tailored Plans: SBI offers a variety of plans that can be customised to cater to individual travel needs and preferences.

4. Reliable Network:

- Global Network of Hospitals: With a robust network of hospitals worldwide, accessing quality healthcare becomes seamless.

5. Hassle-free Claim Process:

- Simplified Claims: The claim process is simplified and user-friendly, facilitating ease of access and quick resolutions.